🇺🇸USD to 🇲🇽MXN
US-Mexico is the world's largest single-country remittance corridor (>$60B annually) and a massive B2B trade lane following nearshoring trends.
Indicative figures from trailing 30-day flow. Not a guarantee of returns. See full disclaimer below.
How a USD → MXN payment moves through Sera.
USD via ACH/FedNow → USDC → SOR routes against MXNB liquidity → MXN via SPEI to recipient bank or CoDi merchant.
Real-time on both sides.
Sera plugs into the local instant-payment networks on both ends so the flow stays settled in seconds, not days.
- Real-timeFedNow24/7/365
- Same-dayACHSame-day & next-day
- WireFedwire
- Real-timeSPEIBanxico-operated
- Real-timeCoDiQR-code overlay
- US→MX family remittance
- Cross-border manufacturing payments
- Border-zone gig economy
You earn the FX spread on every USD/MXN swap.
Deposit USDC or MXNB (or any major stablecoin, Virtual Liquidity does the conversion) and you start collecting 9 bps fees on routed volume in proportion to your share of the pool. 80% of the swap fee accrues to LPs; 15% to protocol; 5% to safety reserve.
Deploy Liquidity → USD/MXNMXN can move sharply on Banxico decisions. SPEI nights/weekends are open but with reduced bank coverage; Sera partners maintain 24/7 payout SLAs.
Indicative APY shown is illustrative only and based on trailing 30-day flow. Yields are not guaranteed and may be lower or zero. Liquidity provision involves risk including loss of principal, smart-contract risk, oracle risk, and adverse FX movement. Not investment advice.